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ALLEGANY COUNTY

One of the most popular communities provided by Charis Realty Group - Christine Issler, Broker

ALLEGANY COUNTY

About ALLEGANY COUNTY

Discover Allegany County, MD Real Estate

Welcome to Allegany County, Maryland — The "Mountain Side" of Maryland!

Nestled in the heart of the Appalachian Mountains, Allegany County is where majestic peaks meet historic river towns. Known for its breathtaking vistas, outdoor adventures, and incredibly affordable living, Allegany County offers a high quality of life that feels like a permanent mountain retreat. If you are looking for a place where your dollar goes further and the views go on forever, your search ends here. 

Why Choose Allegany County, MD for Your Next Home?

Allegany County is a hidden gem for those who crave a slower pace of life without sacrificing cultural depth. Whether you are attracted to the "mountain college town" energy of Frostburg, the historic urban architecture of Cumberland, or the quiet suburbs of La Vale, this county offers a refreshing alternative to the high-cost metropolitan areas of the East Coast. 

Top Features of Allegany County Real Estate

  • Exceptional Affordability: Ranked as the #1 county with the lowest cost of living in Maryland, offering incredible value for homeowners. 
  • Historic "Vintage" Neighborhoods: Turn-of-the-century brick homes and Victorian architecture with unique character. 
  • Mountain Estates & Mini-Farms: Modern builds and rustic retreats situated on wooded acreage with sweeping ridge views. 
  • Diverse Options: From trendy downtown lofts to quiet, sidewalk-lined suburban streets. 

Benefits of Living in Allegany County

1. A Hub for Outdoor Enthusiasts

Living here means the great outdoors is your personal playground.

  • The Great Allegheny Passage (GAP): A world-class trail for biking and hiking that connects Cumberland to Pittsburgh.
  • Rocky Gap State Park: Home to the pristine Lake Habeeb, championship golf, and miles of mountain trails. 
  • C&O Canal National Historical Park: Explore the rich history of the towpath along the scenic Potomac River. 

2. Strong Educational Foundations

The Allegany County Public School system is a state leader, recently ranking 8th in Maryland for graduation rates. The county is also an academic hub, home to Frostburg State University and Allegany College of Maryland, providing a vibrant, lifelong learning environment. 

3. Rich Arts & Rail Heritage

Experience a community that celebrates its roots.

  • Western Maryland Scenic Railroad: Ride a historic locomotive through the mountain passes.
  • Allegany Arts Council: Based in Cumberland’s "Arts & Entertainment District," featuring galleries, festivals, and the annual Appalachian Festival.
  • The Old Opera House & Palace Theatre: Local venues offering live music and cinema. 

4. Strategic Mid-Atlantic Location

Allegany County offers a peaceful escape that remains remarkably connected. Located along I-68, you are equidistant to major hubs:

  • Morgantown, WV: 1 hour
  • Frederick, MD: 1 hour 15 minutes
  • Baltimore / Washington, D.C. / Pittsburgh: roughly 2 hours 

5. Authentic Small-Town Spirit

This is a place where community matters. From the "Storybook Holiday" in Frostburg to the lively farmers markets in Cumberland’s downtown pedestrian mall, the people of Allegany County are known for their hospitality and pride in their "Mountain Side" home.

Explore Available Properties

Allegany County, MD real estate offers diversity for every lifestyle:

  • Stately Brick Homes in Cumberland’s historic districts.
  • Newer Construction in the popular Bel Air and La Vale areas.
  • Cozy Mountain Cabins and secluded wooded lots.
  • Investment Opportunities with high potential in growing rental markets. 

Invest in Allegany County, MD Real Estate Today

With home values showing steady growth and a cost of living that is second to none in the state, Allegany County is the perfect place for first-time buyers, retirees, and remote workers looking for more space and less stress.

Ready to find your mountain sanctuary? Contact a local expert on the Charis Realty Group team for personalized guidance and the latest market insights! 

One of the most popular communities provided by Charis Realty Group - Christine Issler, Broker
475
# of Listings
3
Avg # of Bedrooms
$95
Avg. $ / Sq.Ft.
$276,053
Med. List Price

Browse ALLEGANY COUNTY Real Estate Listings

475 Properties Found. Page 13 of 32.

New on site 1 day ago
<BR> PRICE REDUCED FOR QUICK SALE! <BR> 
 <BR> 236 Glenn St, Cumberland, MD 21502 <BR>  
Renovated Three-Unit Property | Strong Rental Income Potential  
<BR> <BR>   
Build your investment portfolio or live in one unit while the other two help offset your mortgage! This fully renovated property offers three two-bedroom, one-bath units, totaling six bedrooms and three full bathrooms. All furniture in the property conveys.  
Previously Reported Rental Income  
<BR> <BR>  
First level: Two bedrooms and one full bathroom — $1,600/month.  
<BR> <BR>  
Second level: Two bedrooms and one full bathroom — $1,600/month. 
<BR> <BR>   
Third level: Two bedrooms and one full bathroom, with exterior stair access — $1,500/month.  
<BR> <BR>  
That totals $4,700 per month—or $56,400 annually—in gross rental income, offering an attractive foundation for potential cash flow.  
<BR> <BR>  
Two Ways to Buy  
<BR> <BR>  
Owner-occupants: Eligible buyers may purchase through Fannie Mae financing with as little as 5% down when occupying one unit as their primary residence. Qualifying rental income from the other two units may help support mortgage approval.  
<BR> <BR>  
Investors: Ask about DSCR financing with as little as 20% down with NO bank statements and no tax returns and minimum documentation to qualify —up to 80% loan-to-value—for this three-unit property. This financing approach evaluates the property’s rental income to support qualification. 
<BR><BR> 
Convenient Cumberland Location  
Enjoy access to shopping, parks, downtown amenities, and the Cumberland train station, surrounded by the historic character and Appalachian charm of Western Maryland.  
<BR><BR> 
Renovated. Furnished. Income potential.  
<BR> <BR>  
Schedule your private showing today and make an offer!  
<BR> <BR>  
Previously reported rents are subject to verification and do not guarantee future income. Actual cash flow depends on mortgage payments, operating expenses, maintenance, and vacancies. All financing is subject to borrower and property eligibility, current lender guidelines, and approval.
#MDAL2016100

CUMBERLAND

236 GLENN STREET

6 Beds

3 Baths

2,451 Sq.Ft.

$299,999

MLS#: MDAL2016100

Beautiful ranch style home in Frostburg!  Over 3,000 square foot home with 5 bedrooms and 3 1/2 bath!!!!  Nice hardwood floors through home - Living room with fireplace - dining room with french doors leading to a large trex deck overlooking the beautiful gazebo and pond area!  3 bedrooms & 1 1/2 baths on main level - lower level consists of a large family room with french doors to patio, workshop (super nice) with wood burning stove, bedroom room with connecting full bath, extra room den/study/workout room with storage room, off the family room is a patio - from the patio you have another bedroom with full bath and walk-in closet.  Oh did I say on .90 acres (lot size 106x376 105x370)  and a 2 car garage.... too much to list!  Call and take a look!

--
#MDAL2014554

FROSTBURG

223 ARMSTRONG AVENUE

5 Beds

3 Baths

3,290 Sq.Ft.

$299,999

MLS#: MDAL2014554

RECENTLY REMODELED SIDE BY SIDE DUPLEX.  3 BEDROOM 1 FULL BATH AND A 2 BEDROOM 1.5 BATH.  NEWER ROOFING SIDING FLOORING PAINT KITCHENS AND BATHROOMS GRANITE COUNERTOPS  STAINLESS APPPLIANCES.  CURRENTLY RENTED FOR  $2700 PER MONTH AND TENANTS PAY UTILITIES.  LANDLORD PAYS FOR LAWNCARE AND TRASH.
#MDAL2015532

LAVALE

505 B STREET

5 Beds

None Baths

1,868 Sq.Ft.

$299,900

MLS#: MDAL2015532

Investment opportunity in Cumberland, Maryland. This nine-unit property is comprised entirely of efficiency apartments. The building also features a small commercial space currently utilized as a tenant laundry area. The landlord covers utilities. Gas boiler replaced 2 years ago. Ideally positioned with easy access to downtown amenities, shopping, and transportation routes.

9 Efficiency Units - 3 units leased - 2 @$725, 1@$625. all leases are month to month

Other properties available
discount for purchase of all properties
 -229 E Union - 5 Units
- 339/341 Frederick  5 Units
- Commercial Lot  Front & Baltimore  .08  Acres
#MDAL2013850

CUMBERLAND

315 FREDERICK

None Beds

None Baths

4,500 Sq.Ft.

$299,000

MLS#: MDAL2013850

Investment Property within minutes of I-68 East or West! This timeless gem is well known to the area as it has previously been Bunnies Restaurant and The Cumberland Oil Company! This property currently operates as a 9-unit apartment complex that is turn-key ready! Spacious parking, outside of city limits, close to many amenities as you travel west, and close to Downtown Historic Cumberland when travelling East.  Your next investment awaits!
#MDAL2013914

LAVALE

513 NATIONAL

None Beds

None Baths

5,600 Sq.Ft.

$299,000

MLS#: MDAL2013914

PRICE IMPROVEMENT — NOW $299,000! Welcome to this spacious and inviting 3-bedroom, 3-full-bath Raised Rancher nestled in the mountains of Western Maryland! Featuring an oversized living room, spacious kitchen, separate dining room, and a lovely morning deck. The fully finished walk-out lower level offers a rec room with wet bar, full bath, laundry, mudroom, and garage access. Enjoy a private she-shed/man-cave off the deck, plus recent updates including roof (7 yrs), HVAC & natural gas heat (4 yrs) and hot water (9 yrs). Conveniently located near I-68, shopping, restaurants, Downtown Cumberland, Allegany College, and UPMC Western Maryland. Come see the possibilities and make this one your own!
#MDAL2015038

CUMBERLAND

608 WELLINGTON LANE

3 Beds

3 Baths

3,888 Sq.Ft.

$299,000

MLS#: MDAL2015038

New on site 1 day ago
LOCATION, LOCATION, LOCATION! Nestled along Arizona Avenue in the desirable LaVale neighborhood, this beautiful 2150 sq. ft. home offers the charm of an established residential neighborhood while remaining convenient to shopping, dining, schools, and everyday amenities.

Walking and biking enthusiasts will especially appreciate the home's proximity to the Great Allegheny Passage Trail (GAP) and the outdoor recreation Western Maryland has to offer.

Beautifully refreshed and MOVE IN READY, this home features 3 BEDROOMS, 3 FULL BATHS, (INCLUDING A PRIMARY BEDROOM AND PRIMARY FULL BATH),  lots of closet space, with NEW PAINT and NEW FLOORING.

  
The spacious layout continues into the FULL LOWER-LEVEL FAMILY AREA, offering plenty of additional living space for movie nights, entertaining, a recreation room, home office, fitness area, workshop or guest space.

Step outside and enjoy the BEAUTIFULLY LANDSCAPED surroundings. The DECK and PATIO also provide wonderful spaces for morning coffee, outdoor dining, grilling, entertaining, or simply relaxing and enjoying your own outdoor retreat.

The attached GARAGE provides convenient parking in all types of weather.  Also, there are 2 outside sheds providing additional storage,

11018 Arizona Ave NW is ready for its next chapter—come see why this wonderful property is a place you'll be proud to call HOME!
#MDAL2016098

LAVALE

11018 ARIZONA AVENUE NW

3 Beds

3 Baths

2,150 Sq.Ft.

$295,000

MLS#: MDAL2016098

SPACE, SPACE & MORE SPACE! If you’ve been searching for a home with room to spread out, this impressive three-story property delivers! Offering nearly 3,000 square feet of living space, the home features 5 bedrooms along with multiple bonus rooms that could easily serve as home offices, guest rooms, hobby spaces, playrooms, or additional bedrooms.

With three full levels to work with, there’s plenty of flexibility to create spaces that fit your lifestyle—whether you need room for a growing household, work-from-home offices, or simply extra space to call your own.

And then there’s the garage! A massive detached 5-car garage provides an incredible amount of space for vehicles, storage, a workshop, recreational equipment, or all of the above. Properties offering this combination of living space and garage capacity don’t come along every day.
#MDAL2015952

FLINTSTONE

22607 GILPIN ROAD NE

5 Beds

3 Baths

2,955 Sq.Ft.

$289,900

MLS#: MDAL2015952

Building (with apartment tenant or empty) $285,000 Established Deli business available for $130,000 Additional. Package deal $415,000.  Very nice condition for retail/deli/take-out apartment upstairs is very nice and large with many windows. Seller may consider a lease or lease to own if you pay cash for the business. Business grossing about $12,000/week average in 2024. Seller will help with business transition and retaining current employees. Cumberland Manor apartments 101 Units is right across the street. Walking distance to VA Clinic, Social Security Offices and other hungry neighbors.
#MDAL2014060

CUMBERLAND

2 DECATUR STREET

None Beds

None Baths

5,139 Sq.Ft.

$285,000

MLS#: MDAL2014060

Welcome home to this beautifully updated 3-bedroom ranch offering the perfect blend of comfort, space, and convenience! Recent updates and remodeling give this home a fresh, modern feel, while the spacious addition provides extra room to gather, entertain, or simply relax.
The partially finished basement features an additional family room, offering the perfect space for movie nights, a playroom, home office, or recreation area. An attached garage adds everyday convenience and extra storage.
Step outside to your own backyard retreat complete with a pool—ideal for cooling off on warm summer days. Plus, you'll love having access to a community pool just down the street for even more fun and recreation.
With its thoughtful updates, versatile living spaces, and fantastic amenities both at home and within the neighborhood, this move-in-ready ranch is one you won't want to miss. Schedule your private showing today!
#MDAL2015508

CRESAPTOWN

15409 SHAMROCK ROAD SW

3 Beds

2 Baths

2,500 Sq.Ft.

$285,000

MLS#: MDAL2015508

Dont miss this exceptional opportunity to own a well established business in the heart of the Historic Downtown District of Frostburg, Maryland.  Mountain City  is ideally situated in a prime, high- visibility location with excellent pedestrian and vehicle traffic, making it a great investment for both experienced entrepreneurs and first time business owners.  

Housed in a charming stone building, full of character and timeless appeal, this property offers a welcoming atmosphere while blending historic architecture with modern functionality.  The business is being offered as a turn-key operation, allowing a seamless transition for new ownership.  

Whether you're loooking to expand your portfolio or fulfill your dream of owning a business, this property offers the perfect combination of  location, character and opportunity.

Schedule your private tour and discover everything this business and building has to offer.
#MDAL2015406

FROSTBURG

60 W MAIN STREET

None Beds

None Baths

1,230 Sq.Ft.

$285,000

MLS#: MDAL2015406

Discover the charm of this traditional 5-bedroom, 3-bathroom home, nestled on a sprawling 5.77-acre lot. Built in 1938, this residence beautifully blends classic architecture with modern comforts. The inviting living space features a cozy fireplace, perfect for gathering with loved ones on chilly evenings. Enjoy the convenience of an attached front-entry garage, providing ample space for vehicles and storage. The partial basement offers additional potential for customization, whether you envision a game room, workshop, or extra storage. With plenty of room to roam outdoors, the expansive lot invites endless possibilities for gardening, outdoor activities, or simply enjoying nature. This home is a canvas for your dreams, ready to create lasting memories. Experience the warmth and comfort of a place that truly feels like home. Don't miss the opportunity to make this charming property your own!
#MDAL2015772

RAWLINGS

22108 MCMULLEN HIGHWAY SW

5 Beds

3 Baths

2,078 Sq.Ft.

$279,900

MLS#: MDAL2015772

Stunning Newly Built Duplex in the Heart of Cumberland, MD! Welcome to this beautifully crafted 4-bedroom, 3-bathroom duplex, offering modern comfort and style in the revitalized city of Cumberland, Maryland. This home boasts an open kitchen floor plan with sleek stainless steel appliances, elegant granite countertops, and contemporary light fixtures, creating a warm and inviting space perfect for entertaining. Designed with both functionality and luxury in mind, this home provides spacious bedrooms, spa-inspired bathrooms, and ample natural light throughout. Whether you're a growing family or looking for an investment opportunity, this duplex is a perfect blend of modern living and historic charm. Why Live in Cumberland? Nestled along the Potomac River, Cumberland serves as the commercial and business hub for Western Maryland and the Potomac Highlands of West Virginia. The city is undergoing an exciting revitalization, with efforts focused on downtown restoration, new business development, and improved infrastructure, making it a fantastic place to call home. Enjoy easy access to: Thriving local shops, restaurants, and cultural attractions, Beautiful parks and outdoor recreation, including the Great Allegheny Passage, Convenient commuter routes to larger metropolitan areas and A strong sense of community with a growing economy. Don’t miss your chance to be part of Cumberland’s bright future while enjoying the perks of a newly built, modern home. Schedule your showing today!
#MDAL2015804

CUMBERLAND

309 ARCH

4 Beds

3 Baths

1,858 Sq.Ft.

$275,000

MLS#: MDAL2015804

Discover a unique investment opportunity with this charming commercial property, built in 1920 and brimming with potential. Nestled in a prime location, this brick structure offers a solid foundation for your next venture. With no association fees or restrictive covenants, you have the freedom to maximize your investment without unnecessary overhead. The building is currently rented by Wholesome Harvest Grocery Store and Restaurant Co-op and various massage and yoga providers.  The building's classic architecture provides a timeless appeal, while its versatile layout allows for creative customization to suit various business models. Seize this opportunity to own a piece of real estate that not only holds historical charm but also offers a pathway to financial success. Don't miss out on the chance to make your mark in the commercial landscape!
#MDAL2013252

FROSTBURG

28 W MAIN STREET W

None Beds

None Baths

3,944 Sq.Ft.

$275,000

MLS#: MDAL2013252

Tucked against the woods, this charming 3-bedroom, 1-bath Cape Cod nestled on a large, level lot on Gramlich Road is completely move-in ready and priced to sell. Just outside of city limits, this home offers the perfect blend of privacy and convenience, just minutes from shopping, dining, and everyday amenities. 

Inside, you'll find a cozy eat-in kitchen, a convenient main-level bedroom, a full bath, and a comfortable layout that's perfect for first-time buyers, those looking to downsize, or anyone seeking peaceful living. The full walkout basement provides plenty of storage or the opportunity for additional living space. 

Enjoy your morning coffee on the front deck or unwind on the rear deck while taking in the quiet, wooded backdrop. As an added bonus, it comes with a BRAND NEW ROOF!

If you've been searching for a home that's cozy, move-in ready, and offers a quiet setting without sacrificing convenience, this one is a must-see!
#MDAL2015404

LAVALE

12810 GRAMLICH ROAD SW

3 Beds

1 Baths

1,756 Sq.Ft.

$275,000

MLS#: MDAL2015404

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